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Protecting and Transferring Wealth

Sustaining your achievements

The security of your family may depend not only on how you manage your wealth today, but also on how it is managed, enhanced and preserved in the future.

Through sound planning, we can help you protect against things such as an unexpected health crisis or death of a loved one that could undo part of what you have accumulated in your lifetime.

One of the most common reasons for purchasing life insurance is to preserve economic security for a spouse or dependent children. Life insurance proceeds can be used for many different purposes, including:

  • Replacing lost income, paying the mortgage and covering college costs
  • Providing financial protection for others such as aging parents or a disabled relative
  • Providing liquidity to pay estate taxes
  • Leaving funds to a favorite charity

*Consider the fees and charges associated with life insurance. Guarantees are subject to the claims paying ability of the insurer.

Trusts, planning for generations

As part of a comprehensive estate plan, a trust can help you preserve your wealth during your lifetime and, in the event of death or disability, assure the ongoing management of your assets.

A trust can also help facilitate the transfer of assets to your heirs - across generations - or to a charity whose work you value and support. We can help you develop a strategy appropriate for your circumstances utilizing one or several of the many types of personal trusts:

  • Revocable Living Trusts
  • Testamentary Trusts
  • Irrevocable Trusts
  • Credit Shelter Trusts
  • Marital Trusts
  • Dynasty Trusts
  • Charitable Remainder Trusts
  • Charitable Lead Trusts
  • Private Foundations

Who will you choose as your trustee? While you may have good reasons for choosing a friend or family member, a corporate trustee may make sense given the circumstances surrounding the trust. Corporate trustees are experienced professionals with special expertise in estate, trust and taxation matters and the resources to handle any number of unique situations.

Visit The Private Trust Company, NA for more information.

Trust services offered through The Private Trust Company N.A., an affiliate of LPL Financial.